PRODUCTIVITY LATEST

What Is The Best CRM That Takes Credit Cards?

With Fast and easy approval for digital and e-commerce marketers. Sell to anyone with a credit card all over the world.

NOTE: GroovePay is just one part of Groove.cm software suite of (18 product Apps) (Formerly GrooveFunnels) designed to make your credit card UX (user experience) fast, easy and efficient.

What is GroovePay?

This review evaluates GroovePay as your online merchant solution for trade designed to accept credit card payments offering world-class value and service. Billions of dollars of online businesses processing history mean important relationships are the main focus here.

So, Why GroovePay?

Common Issues With Merchant Accounts

A. Chargebacks

What is a chargeback? This review states, that it is where you as a buyer call your bank to let them know about your displeasure with the purchase you made and your intention to get it refunded. Use your bank to strong-arm the merchant/trader to go ahead and push a refund through.

As a result, chargebacks are extremely expensive. And what's considered an awfully bad chargeback ratio is 1%. The acceptable ratio is 0.5% or below.

Ideally, your want to communicate with your customer as clearly and as often as you can. You want to make sure that when you send a receipt to your customer, your phone number is clearly printed on the receipt. Because one way to avoid chargebacks is obviously to make it easy for the customer to find you. Ultimately you want the buyer to contact you as opposed to the bank.

How do you avoid Chargebacks?

This App works with you to get chargebacks reduced
You are taught how to reduce chargebacks
The team over at GroovePay is easy to reach and work with.

How is GroovePay App Different?

The GroovePay team comprises marketers. They look at your business through the eyes of a marketer and not a boring bank.
The team works with you the minute you launch your eCommerce business to understand your business model and credit card processing volumes BEFORE approval.
At Groove.cm, the team approach to processing ensures you have a smooth processing experience.
Top customer service - you can always reach a team member.
GroovePay is 100% integrated with all the other Groove.cm Apps.

B. Dispute Alert System

GroovePay works with a sponsoring bank to move the money and make sure their customers get paid very quickly this review has stated. Every time there is a chargeback a special tool in groove scans a list of possible chargebacks provided by the sponsoring bank and it catches these chargebacks before they get to the issuing bank.
GroovePay notifies the merchant prior to their processing department being aware there is an issue.
Chargebacks can be canceled prior to them running their course.
This provides for a better score, and records, and avoids shutdowns for traders.
The system even has the option to set up auto-refunds that automatically refund potential chargebacks.
It doesn't always work every time.

Easy for trade. The product is so good you don't need a contract. See how we compare.

4 Steps to creating a merchant account(with GroovePay).

Step #1

You Can Talk To Us – at 1-844-GROOVE-1

Allow us to demonstrate why we are the best option for you. With experience in over half a billion dollars in annual processing, no one has more knowledge in processing digital and physical products than we do.

Step #2

Apply HERE

Easy online application.

Step #3

Same Day Approvals

Fast approvals to get you processing sooner.

Step #4

Begin Selling

Sales can be run as soon as you activate your account.

Who is a merchant in online payment?

When a buyer clicks on the “Pay” button on your website, these are the main players involved in the payment process:

The merchant: you, i.e. an online business operating in any vertical (travel, retail, eCommerce, gaming, Forex, etc.), providing a product or service to consumers.

Who GroovePay Can Help

Digital Marketers-Influencers, Educators, Passion Project Experts, Launch Gurus
eCommerce-Physical Products, Print-On-Demand, Drop Shippers
Health and Wellness-Fitness, Diet, Health Marketing Educators
Consultants-Authors, Speakers, Coaches, and Consultants
Live Events-Large Multi-Speaker Sales Events, Workshops
Software Services-SaaS, Online Software, Apps, Desktop Software
Small Business-Brick And Mortar, Salons, Storefronts, Food Services
Professional Services-B2B, Agencies, Accounting, Advertising, Legal

List of some of the countries supported by GroovePay. More to be added soon*

Is PayPal a merchant account?

Yes, PayPal works as a merchant account but also offers much more capabilities. Processing credit card transactions through PayPal is more expensive than most other processors. Also, did you know that PayPal and many other merchant processors

all charge different rates for USA and Non-USA? whereas GroovePay has a flat rate of 2.85 plus only $0.25 per transaction as of this review.

You will also pay PayPal as much as $10 per transaction plus the processing fee. With GroovePay it's only $0.25. Plus GroovePay has lower rates and NO gateway fees when it comes to volume pricing.

What is the difference between a payment gateway and a merchant account?

Above are payment gateways integrated with GroovePay. More to be added soon*

In reality, these two serve a separate purpose: a payment gateway

eases online transactions and allows you to process them, whereas

a merchant account is a reserve account where those payments first arrive

before being deposited into your normal bank account.

What Is The Best merchant app?

GroovePay: This is the leading merchant service for online and eCommerce businesses offering world-class value and service.

what are some merchant services?

Helcim: Good overall option.

Square: Good flat-rate option.

Dharma: Good for e-commerce.

Stripe: Good flat rate for online sales.

Payment Depot: Good for large transaction amounts.

PaymentCloud: Good for high-risk businesses.

National Processing: Good for customized rates.

There are different types of eCommerce?

It’s not way too late to get into the eCommerce industry as this review shows. Apart from the fact that times are changing when it comes to retail shopping, they have changed. Period. It’s a reality- market growth of the eCommerce industry is promising.

There’s a projection of 20 million+ eCommerce stores and the industry is foreseen to make $4.5 trillion in sales in 2021. According to WPForms:

It’s the belief that 95% of all purchases will be completed through eCommerce by 2040,
And 93.5% of global Internet users trade online,
Or that 46% of US small businesses still don’t have a website,
The eCommerce industry is growing 23% each year, and
Around the world, 57% of online shoppers purchase from international retailers.

Therefore, if you are thinking about starting up your own eCommerce business, then it's highly recommended that you do. So, for any newbies, let’s briefly explain just what “eCommerce” means.

*Disclosure: I only recommend products I review and use myself and all opinions expressed here are honest and our own. This post may contain affiliate links that at no additional cost to you, I may earn a small commission, which helps keep the lights on. Thanks! Be safe.

What is eCommerce?

This review describes Ecommerce, or eCommerce (electronic commerce), as the trade of goods or services electronically using the internet. Whilst e-business refers in general to all functions of running an online business, eCommerce specifically refers to any online transaction of products for example using a credit card payment gateway. It’s a well-known business model and perfect for traders who are looking for huge benefits of doing business online.

There are mainly two eCommerce business models: B2B (Business-to-Business)and B2C (Business-to-Company).

What is a B2B eCommerce model?

In simple terms of this review, a B2B model works by providing products from one business to another. This is generally done through online marketplaces or trade. The buyer can also be the end-user or a retailer, and the order value is largely high.

What is a B2C eCommerce model?

This is the widely used business model. B2C online businesses focus on selling items directly to individual customers, who are the end-users.B2C purchases are naturally lesser in value but have a smaller sales cycle than in B2B even as it requires less decision-making. Anyone shopping online has engaged in B2C transactions.

For customers to browse products online, a B2C eCommerce business needs a website with an online store or marketplace. This lets them decide on their purchase and proceed to an electronic checkout with various types of payment processing gateways such as PayPal or Stripe.

Determining your business model is simply the first step in the process of getting your eCommerce store up and running. Thereafter, for that reason, you ought to decide what type of eCommerce store you want.

6 Examples of the Most Popular Types of eCommerce:

Dropshipping & POD (Print-On-Demand)– Selling products on your website that are manufactured and shipped to your customer by a third party
Wholesaling – Purchasing goods in bulk and storing them in a warehouse
White-labelling – Using your brand name for a general product
Manufacturing – Designing and fulfilling item orders
Subscription-based – Delivering goods or services to customers at planned intervals
Digital products – Selling downloadable digital products or media that should be bought for licensed use.

That’s why it's smart to apply for a GroovePay account.

How can I use GroovePay?

Use to accept online payments
Use to Accept in stores
Use with credit card POS (point of sale)terminal.
Use with Groove Apps or any other website
Use for your Pop-up Store, Food Truck, Farmer's market stand, eCommerce store...
The possibilities are endless

How many GroovePay accounts do I need?

When you apply to GroovePay, You will get an account. It is very easy after you have been granted your first account to get additional accounts. These accounts let your customer understand what they bought.

The sole reason to have separate accounts is so your customer's credit card statement, prints information that's helpful to them when they look at their receipts.

Therefore, We in this review recommend you apply for a different Groovepay account for each new store or online business you own i.e. Each account should be brand associated with the offer for consistency.

This will allow you to avoid chargebacks and disputes that can arise from using general

business names when you trade online.

What is the merchant processing application?

Because the GroovePay App is designed by marketers, there is no credit check its Quick, easy, and Super Simple to set up based on the kind of product you trade.
The application process averages 4mins
Click Here to apply.

No Fine Print GroovePay costs less. Period. See below why real sellers use this App.

Flat Fee Pricing

You need not be an accountant to work out your PayPal, Stripe, or Merchant Account billing.

The Same Flat Rates Always Apply. Are you aware that as of this review, Stripe, PayPal, and trade processors all charge different fees for USA and Non-USA? Making a sale in Mexico? PayPal for example is 4.40% plus $4.00 whereas GroovePay App has the same flat rate. 2.85 plus $0.25. Don’t be fooled by the low SIGN price and pay more in the fine print.

The Same Per Transaction Fees. You will also pay us only $0.25 per transaction. With PayPal and others, it can be as high as $10 per transaction plus the processing fee.

The Volume Pricing Delusion. Do not be deceived by old articles online. PayPal no longer offers volume pricing. GroovePay App has lower fees and no gateway costs.

1. For products and services that qualify.

2. American transaction fees. Stripe and PayPal transaction fees change by country. GroovePay does not.

3. PayPal Payments Pro allows you to provide a fully customized checkout experience on your site and includes a virtual terminal.

4. PayPal has international fees.

5. International cards are free, but currency conversion costs 1% with stripe.

6. The $10 monthly + $0.05 per transaction fees Exclude express checkout transactions.

For startups or online businesses outside the USA, we can also help. Whether you’re in Asia, the UK, European Union, Australia, or Japan.

Can You Trade Globally with GroovePay?

Sell to anyone with a credit card all around the globe. Whether you are selling to someone in Singapore, Down-Under, New Zealand, or Mexico Once more, as long as your trader is not on America’s list of bad countries, GroovePay App is for you.

At Last, a payment processing solution that replaces Stripe, PayPal, and others.

For new and experienced online merchants! Easy integration with GrooveKart and other trade/eCommerce platforms - With GrooveSell, Digital Marketing Solution, and GrooveKart - eCommerce Solution, Groove.cm provides digital marketing and a business platform designed to easily set up and sell products online that helps maximize the return on invested time and money.